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or cell phone 1-480-310-7970      
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For mold inspection, building mold inspection, mold inspector directory, mold remediation, and mold prevention for your real estate property anywhere in USA, Canada, Asia, Europe, or worldwide, please contact mold consultants Phillip Fry and Divine Fry by email phil@moldinspector.com or by phone Phillip
Toll-Free 1-866-300-1616
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Hire mold consultants Phillip Fry and Divine Montero to find air conditioning mold, workplace mold, and mold hidden inside the walls, ceilings, floors, crawl space, attic, and basement of your house, condominium, office, or other building.
Lender Mold Liability 

        Q.
 WE ARE IN THE PROCESS OF REFINANCING A PROPERTY IN CALIFORNIA WHERE THE TERMITE CERTIFICATION COMPANY DETERMINED THAT THE PROPERTY HAD A MOLD PROBLEM. DOES THAT HAVE TO BE ADDRESSED BY THE BORROWER ON A REFINANCE TRANSACTION? THE COST TO THE BORROWER IS ESTIMATED AT $600.00----President, mortgage lending company. 

        
A. You are the lender. It is up to you to negotiate how to deal with mold inspection, testing, and remediation for mold problems and who's to pay for it, but please make note that the $600 figure is probably only for a mold inspection and testing fee, and not for mold remediation which could potentially cost more than the house is even worth. The house should be carefully mold inspected and mold tested by a Certified Mold Inspector. It is possible for mold problems to be so big [e.g., substantial hidden mold growth inside walls, ceilings, floors, attic, crawl space, basement, and the heating/cooling equipment and ducts] that safe and effective mold remediation will cost thousands of dollars or tens of thousands of dollars. A mortgage lending company would be wise to require Certified Mold Inspector mold inspection and testing of any home for which you are being requested to loan money against its collateral value. If a home has a serious mold problem, there may be NO collateral value to the mortgage lender, and

Mold Growth Lab
Grow, count, and identify only living mold spores in your self-collected Mold Growth Lab surface samples, air samples, and bulk physical samples worldwide, both before and after mold remediation with mold growth Petri lab dishes from Mold Growth Lab.
 
Mold Growth Lab provides you with easy-to-follow mold testing steps to use both Mold Growth Lab surface samplers and Petri lab dishes to collect possible mold growth on any surface, in room air, in the outward air flow from heating/cooling air ducts, and on mold growth on building material physical specimens.
 
You can self-observe the lab dishes for 7 days to know: (1) is it mold? (2) is the mold alive? (3) how many mold colonies grew in the 7 day observation period.  Only living mold spores will grow in the special mold food habitat inside the Petri lab dishes. Each living mold spore will grow a separate, distinguishable, countable, and identifiable mold colony. Dead mold spores will grow NO mold colonies.
 
After the 7 day culture growth time period, each lab dish can be analyzed by our partner mold analysis lab to identify and quantify the mold colonies that have grown during that 7 days, and then provide a written report with such mold species identification and quantification.

For more information on mold inspection and mold lab analysis, email Phillip Fry
phil@moldinspector.com or phone toll-free 866-300-1616 or cell phone 480-310-7970 or visit www.moldexpertconsultants.com

 actually a big mold legal liability by the property owner [e.g., your company if you foreclose on the mortgage in the future]. Lenders routinely get sued as to their role in lending money for a moldy property. You also would be wise to have someone on your staff [preferably yourself] be mold trained and certified as a Certified Property Mold Specialist. It could help your company make big money in these fast-changing, environmentally-aware times. Visit: Mold School.  You would also be wise to read the in depth ebook Mold Legal Guide, available from the Mold Store

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For mold inspection, building mold inspection, mold inspector directory, mold remediation, and mold prevention for your real estate property anywhere in USA, Canada, Asia, Europe, or worldwide, please contact mold consultants Phillip Fry and Divine Fry by email phil@moldinspector.com or by phone Phillip Toll-Free 1-866-300-1616 USA and Canada. Industrial Hygienist Training   Industrial Hygienist Directory  Mold Inspector Training Mold Inspector Directory

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How To Order Mold and Enviro Products by Phone and Email
PHONE ORDER: You can place your order by phoning mold consultant Phillip Fry Toll-Free 866-300-1616
or Phillip's cell phone 480-310-7970 USA/Canada, 9 a.m. to 6 p.m. Eastern Time, Monday through Saturday.
EMAIL ORDER:  You can also email your order by printing, completing, and emailing the Email Order Form.

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Copyright 2015 Environmental Hygienists Association   All Rights Reserved  Last Updated: Nov.. 1, 2015
For mold inspection, mold remediation, and mold prevention for your real estate property anywhere in the world, please contact
mold consultants Phillip Fry and Divine Fry  email phil@moldinspector.com or call Phillip Toll-Free 1-866-300-1616 or cell phone 1-480-310-7970